How to apply for a loan?

To apply for a loan with PeraJet, kindly follow these easy steps: Download the app; Fill out the form with details; Wait for SMS/email notification. In some cases we may also have a call for confirmation.

What are the requirements?

Customers must be: Between 22 to 70 years old.; Currently employed or with a steady source of income.; Have any of ID’s: TIN, Passport, PRC, UMID, SSS, Driver’s License.; All customers should have a valid Bank or E-Wallet (Gcash, Paymaya or Grabpay) account.

First time loan: ₱1,000 - ₱7,000 Repeat: Up to ₱30,000

What are the interest rate, fees, charges?

For our first time customers we offer 0% interest and no processing fee loan. For fees and interest, study the terms and conditions and the disclosure statement before proceeding with the loan transaction.

You can pay your loan through these 3-payment options. E-wallet; Online Banking; Over-the-counter We recommend paying through 7/11 & GCash for real time posting.

What if I do not receive OTP?

Sorry for the inconvenience. Here are options you can do: Double-check the indicated mobile number,; Click the resend button in 1 minute; Try to use another mobile number; In some cases just try again later

What if my loan declined?

You can re-apply in 7 days or choose another lender service In PeraJet we do not disclose any reasons of why the application is approved or declined.

Get the first loan for free!

0% interest if you pay back on the first payment date

4 Easy Steps to get a Cash Loan

Apply for Loan
Complete the application process in 3 minutes
Wait for approval
In a few minutes you will receive our decision thru SMS or call
Get money
You'll receive money in less than 5 minutes (using InstaPay)
Make repayment
Pay via Gcash, at 7-11, via online banking or via 5000+ branches nationwide

Who can use our service?

You are 22 – 70 years old
Located in the Philippines (nationwide)
Employed individuals or selected professionals
Have a valid bank or e-wallet account.

Why us?

Fast approval, instant disbursement
Get a decision in a few minutes and get money in less than 5 minutes 24/7 even on holidays
Flexible repayment terms
In case of unforeseen circumstances through no fault of the borrower, get 14 days extension
Better offer for repeaters
Repay your loan on time and get up to P 20 000 on your next loans and other benefits.
Transparent costs
With the full cost shown up front, use the calculator to count fees applied before making a decision

We make our customers happy

4.95overall rating

“Thank you PeraJet! I applied and send all requirements and then someone called me named TJ advised me about the process and etc. Now I just recevied an email informing me that PeraJet has already deposited the money in my bank account and when I checked it at exactly 6pm like what they have advise me in the email my loan proceeds was there. Appreciate it!”
Yvette Labo, 25 years old, Cative
“Napakalaking tulong ang sa akin ang pag papahiram ng pera sa gitna ng aking karamdaman. Nagamit ko sa pagbili ng gamot na walang tubo sa una. Mabuti nagamit ko sa pambili ng gamot at dumating ang due date na wala akong naibayad. Pinagbigyan pa ako ng 4 na araw na extend na walang tubo. Kumpara sa mga ibang nagpapautang na napakalaki ng binabawas, sila po ay katamtaman lamang ang tubo.”
Emelyn B. Hipolito, 55 years old, Bulacan
“Thankful ako kasi may PeraJet in case of emergency at pangdagdag negosyo nakakatulong sila in terms of the agent sumasagot agad at polite sila sakin. Matagal na din ako dito kaya subok ko na. Thank you and Godbless!”
Jhoanna Lhyne Galvan, 36 years old, Zambales
“Si PeraJet ang isa sa mga rason kung bakit nakabili ako ng kailangan ng anak ko at nakabayad ng bills. Ang laki talaga ng tulong dahil before nung hindi ko pa alam si PeraJet, gipit na gipit talaga ako. Ngayon, thank you talaga dahil andyan sila parati. Now I’m on my way to 4th loan. Thank you po talaga PeraJet.”
Jerome G. Morales, 25 years old, Cavite
“PeraJet was a great help talaga. Sa lahat ng online loan na in-applayan ko, tanging sila lang ang nag-approved sa akin. Need ko yun para sa lola ko for the additional pay sa medication nya. Sobrang thank you PeraJet. Hoping next time when I’m in need, you’re always there to help.”
Laika Mae S. Tario, 27 years old, Pagadian
“For me thumbs up si PeraJet even I had experience commenting on their page. Until now maganda pa din naman ang tingin ko kay PeraJet even that happened kasi kapag kailangan na kailangan mo talaga, maasahan sila anytime you need. LEGIT na registered sa SEC. Thanks PeraJet!”
Mary Rose Lastica Mones, 36 years old, Rizal
“Maraming salamat po sa inyo dahil nadala ko sa hospital at na pa check-up ang pamangkin ko. Sobrang nakatulong po kayo sa amin dahil sa low interest nyo and long term repayment. God Bless and sobrang affordable magloan po sa inyo. In just 10 minutes, may response po agad at madaling mag reach out po sa inyo. Kaya nagpapasalamat po kami from the bottom of our hearts.”
Ma. Francia Gabrera, 27 years old, Bulacan
“Una po sa lahat maraming salamat PeraJet. Pinag-isipan ko po talaga kung uutang ako sa PeraJet kasi baka scam at malaki yung interest. Sa kagipitan ko that time, umutang ako talagang lakas loob po kasi talagang kailangan na kailangan ko na magpacheck-up ng mata ko. Na-approved naman agad-agad. Laking pasalamat ko kasi nga po maliit lang ung interest nila.”
Leonora Lumaybay Calamaza, 59 years old, Isabela
“Napakalaking tulong ang naitulong sa aming mag asawa ng PeraJet. Kahit papaano naiibsan ang mga suliranin pagdating sa pinansyal na aspeto. Maraming maraming salamat PeraJet. More power, God bless us all.”
Henry C. Penamayor, 36 years old, Batangaz
“1st birthday ng anak ko noong walang wala ako. Then naghanap ako ng mauutangan na loan. Sa dami ng na-applyan ko na online loan app, si PeraJet lang talaga ang nagtiwala sa akin kaya binabalik ko ang tiwala nila sa akin as good payer. Maraming salamat talaga PeraJet kung hindi dahil sa inyo hindi magiging masaya ang 1st birthday ng anak ko.”
Jasper Baylon Ocor, 21 years old, Cagayan de Oro City