Frequently Asked Questions
Once we team up with your company, all you need to do is approve loan terms as a Borrower on our website, while applying for a salary loan. You will be asked to provide information about yourself and your employment – including required IDs and documents.
If you are REGULARIZED employee of our partner company, not terminating your employment contract, our financing is for you. Our JET Easy salary loan application only requires you to submit 1 government ID and your most recent payslip/s for 1 month (2 salary periods).
- Passport
- Driver’s License
- Professional License
- SSS ID
- HDMF
- TIN ID
- UMID
Please remember that your ID should be valid.
- First, we need to be partners with your company, so it can provide you and your colleagues our offer of salary loans and other employee benefits.
- You need to be a regularized employee of your company, not in termination period.
- Please inform us, if you are undergoing job transition (promotion, transferring work locations, etc.)
We offer loan amount up to your net salary for 1 month. Sometimes the limits can be lower as defined by your employer – to control your loan exposure.
Financing terms are provided at your loan contract – please read it carefully.
We don’t specify the rate as there can be differences for various companies, but our interest is low and there are no hidden fees. As we are not making any deductions from your loan amount – you get 100% of applied amount.
Whole application review process on our side is quick, usually within the same day*, but will not start if you are not able to provide expected requirements. Please note that information that you provide in your loan application are verified with your HR Department. If there are discrepancies that needs to be clarified – we may contact you.
* from Mondays through Fridays only.
You get the amount that you apply for – there are no hidden fees. The money will be sent immediately after your signing/approval of the loan terms. We disburse money at your salary bank account.
Paying us back is guaranteed hassle-free through salary deduction, which your company’s Human Resource Department will take care of.
PeraJet follows ‘one loan per client’ policy. You can only get a salary loan if you do not have any other existing loans with PeraJet.
PeraJet is a duly registered business entity and as such – being guided and monitored by SEC regulations. As mandated by law, we comply with the Data Protection Act. Rest assured that your information is safe with us.
SalaryJet is a brand of PeraJet Lending Corporation, created to offer partnership in financing needs of employees working for company like yours. The offer has much lower interest rate and faster processing time. It has been created to separate salary loans clients, as the ones who are provided better terms and easier process, from free market clients.
We offer convenient, flexible, and quality microfinance solutions supervised by the Philippine Securities and Exchange Commission (SEC).
We use PeraJet brand for free market lending and SalaryJet – for salary loans.
We are Philippines based company, registered with Security and Exchange Commission in 2016 with number CS201629480. We use Certificate of authority no. 2639 and Tax Identification Number 009-489-802-000. Since our office is in Pasig City, we have Pasig City Business Permit 6633 and Brgy San Antonio Business Clearance 07625.
But most of all we are team of nice and dynamic people. Open minded, too. Please drop us a message and let’s meet.
We don’t use stars, small print and complicated formulas. No hidden fees or deductions from applied loan amount. Interest and possible fees – if any – are set based on agreed partnership terms, so all is known in advance.
Funds are disbursed by directly transferring to the employee’s payroll bank account.
Loans are one of the benefits that is often expected by employees. But we know it can be also lots of hassle for your HR team, not to mention you need to involve your own capital. SalaryJet is here to help – our process is friendly for both your employee and HR team: quick and easy to apply for employee, with truly minimum work for your administration team. It is almost fully automated, so execution is speeeeedy.
Please contact us to learn more.
- Higher approval rate
- 24-28 hours processing time
- 2 requirements only
- Convenience of mobile technology
No worries for your HR/Payroll team – SalaryJet requires very minimal participation.
- DEDUCT FROM SALARIES
Company payroll team has full control over salary loan deductions— obvious convenience for employees, - DEDUCT LAST PAY
For employees with a remaining loan balance, payroll sends the remaining amount to PeraJet, after other deductions, - GIVE A HEADS-UP ON RESIGNATIONS
HR team notifies PeraJet of separating employees with loan balances. We will directly coordinate with them for collections
If your company has 100 employees or more, with no corporate cases, you may reach out to our Sales team – they will gladly contact you for appointment and offer presentation. They will guide you all throughout the onboarding process. Contact Us